"They can upgrade to the regular deductible when they retire or move to a company that does not have medical cover he said, adding that there will be no penalties and they just have to pay the non-discounted premiums.
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It would simply fragment the customer base even more and lessen further any economies of scale.".
"If the proposition is fundamentally different and even game-changing, for example in the use of technology, novel healthcare provider partnerships and so on, then this new entrant could shake up the industry he said.Critical announcement, a planned network maintenance has been scheduled for.For example, the minimum deductible for A Class wards and private hospitals is 3,500.The new IP will be offered from Aug.Dr Loo is betting on his scheme being a game-changer.This flexibility could be a boon to working adults as it might not be feasible for them to wait till they retire to buy an IP as they may have developed a chronic problem that could result in insurers not accepting them, charging them higher.Ms Christine Cheu, general manager of RHI, said the new IP will also allow people to start with a B class plan and upgrade to an A class plan, even if they have developed a chronic ailment by then, so long as they.
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Dr Loo hopes that the new features will attract many of the 200,000 new annual IP sign-ons.Raffles Health Insurance (RHI wholly owned gifts for chardonnay lovers by Raffles Medical Group (RMG will offer the option of a deductible of 10,000 instead of 3,500.Pulmonology division ranked in top 50 children's hospitals in the country learn more meet our new providers featured provider, mark Minor, MD pulmonology featured provider, mark Minor, MD pulmonology featured provider, mark Minor, MD pulmonology view full bio find a provider.That would merely lead to premiums escalating."This would be very exciting and really could benefit consumers.".Dr Jeremy Lim, a health economist and partner in consultancy firm Oliver Wyman, said a new player could fragment the market further.
Dr Loo Choon Yong, RMG's executive chairman, said this will help people who work in companies that provide medical coverage - since they would not need the full cover of an Integrated Shield Plan (IP) - to save money on their premiums.
The deductible is the amount a person has to pay each year before the insurance kicks.